Consultant (Medical)
A fully qualified specialist — the strongest lending profile in Australia.
What is Consultant (Medical)?
A consultant is a fully qualified specialist doctor — having completed Fellowship training with their relevant College (RACS, RACP, RANZCO etc.). Consultants typically earn $250K–$600K+ depending on specialty and private/public split.
Why it matters for you
Consultants have the strongest lending profile of any professional category in Australia — multiple lenders compete aggressively, LMI is waived to 90% LVR, and investment portfolio lending is straightforward. The loans available to you as a consultant are meaningfully better than those available to the broader market.