Loading account
Get started
Tax & Government

Principal Place of Residence (PPOR)

The home you live in. Generally CGT-exempt when you sell.

What is PPOR?

Your PPOR is the home you live in as your primary residence. For CGT purposes, a genuine PPOR is generally exempt when you sell — the most valuable tax exemption most Australians access.

Why it matters for you

The "six-year rule" allows you to move out, rent the property, and still keep PPOR status for CGT purposes — provided you don't claim another property as PPOR during that window. A powerful planning tool for career relocations, travel years, and life transitions.

Let's plan the loan and CGT angle

Free. No pressure. No credit check.

Related terms

The profit tax on selling an investment property. Your PPOR is generally exempt.

Tax & Government

Priced higher than owner-occupier. Structure at origination saves years later.

Wealth & Investment
Last updated: April 2026