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Wealth & Investment

Dual Occupancy

Two dwellings on one land title. Can double rental yield on a single parcel.

What is Dual Occupancy?

Dual occupancy (or dual-occ) is a property with two separate dwellings on one land title — think main house plus granny flat, or duplex on a single title. Both dwellings can generate rental income.

Why it matters for you

Dual-occ properties can double rental yield on a single land parcel — appealing for investors. Lenders treat them differently: some count both incomes fully, others discount. Strata-titled versions (where each dwelling has its own title) are usually cleaner but more expensive to create.

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Related terms

A second dwelling on your title. Can lift rental yield by 40–60%.

Wealth & Investment

Priced higher than owner-occupier. Structure at origination saves years later.

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Ownership of your unit plus shared common areas. Common for apartments.

Home Buying Basics
Last updated: April 2026